<?xml version="1.0" encoding="US-ASCII"?>  
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->    
<!-- Created: Thu May 08 17:30:26 UTC 2025 -->  
<xs:schema xmlns:crmz="http://crmz.com/20250331" elementFormDefault="qualified" xmlns:srt-types="http://fasb.org/srt-types/2024" targetNamespace="http://crmz.com/20250331" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:us-types="http://fasb.org/us-types/2024" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:dtr="http://www.xbrl.org/dtr/type/2022-03-31" xmlns:xbrli="http://www.xbrl.org/2003/instance">  
  <xs:annotation>   
    <xs:appinfo>  
      <link:linkbaseRef xlink:type="simple" xlink:href="https://content.edgar-online.com/edgar_conv_xbrl/2025/05/08/0001140361-25-017921_crmz-20250331_lab.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef"/> 
      <link:linkbaseRef xlink:type="simple" xlink:href="https://content.edgar-online.com/edgar_conv_xbrl/2025/05/08/0001140361-25-017921_crmz-20250331_pre.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef"/>   
      <link:linkbaseRef xlink:type="simple" xlink:href="https://content.edgar-online.com/edgar_conv_xbrl/2025/05/08/0001140361-25-017921_crmz-20250331_def.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef"/> 
      <link:linkbaseRef xlink:type="simple" xlink:href="https://content.edgar-online.com/edgar_conv_xbrl/2025/05/08/0001140361-25-017921_crmz-20250331_cal.xml" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef"/>  
      <link:roleType roleURI="http://crmz.com/role/ConsolidatedBalanceSheet" id="crmz_r_ConsolidatedBalanceSheet">     
        <link:definition>001 - Statement - CONDENSED BALANCE SHEETS</link:definition> 
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/ConsolidatedBalanceSheet_Parentheticals" id="crmz_r_ConsolidatedBalanceSheet_Parentheticals">     
        <link:definition>002 - Statement - CONDENSED BALANCE SHEETS (Parentheticals)</link:definition>   
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/ConsolidatedIncomeStatement" id="crmz_r_ConsolidatedIncomeStatement"> 
        <link:definition>003 - Statement - CONDENSED STATEMENTS OF OPERATIONS</link:definition> 
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/ShareholdersEquityType2or3" id="crmz_r_ShareholdersEquityType2or3">    
        <link:definition>004 - Statement - CONDENSED STATEMENTS OF STOCKHOLDERS&#8217; EQUITY</link:definition>  
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/ConsolidatedCashFlow" id="crmz_r_ConsolidatedCashFlow">  
        <link:definition>005 - Statement - CONDENSED STATEMENTS OF CASH FLOWS</link:definition> 
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/OverviewandBasisofPresentation" id="crmz_r_OverviewandBasisofPresentation">  
        <link:definition>006 - Disclosure - Overview and Basis of Presentation</link:definition>  
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/RecentlyIssuedAccountingStandards" id="crmz_r_RecentlyIssuedAccountingStandards">   
        <link:definition>007 - Disclosure - Recently Issued Accounting Standards</link:definition>    
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/RevenueRecognition" id="crmz_r_RevenueRecognition">   
        <link:definition>008 - Disclosure - Revenue Recognition</link:definition>  
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/StockBasedCompensation" id="crmz_r_StockBasedCompensation"> 
        <link:definition>009 - Disclosure - Stock-Based Compensation</link:definition>  
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/FairValueMeasurements" id="crmz_r_FairValueMeasurements">    
        <link:definition>010 - Disclosure - Fair Value Measurements</link:definition> 
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/MarketableSecurities" id="crmz_r_MarketableSecurities">  
        <link:definition>011 - Disclosure - Marketable Securities</link:definition>    
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/NetIncomeperShare" id="crmz_r_NetIncomeperShare"> 
        <link:definition>012 - Disclosure - Net Income per Share</link:definition>   
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/CommitmentsandContingencies" id="crmz_r_CommitmentsandContingencies"> 
        <link:definition>013 - Disclosure - Commitments and Contingencies</link:definition>  
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/SegmentReporting" id="crmz_r_SegmentReporting">    
        <link:definition>014 - Disclosure - Segment Reporting</link:definition>     
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/StockBasedCompensationTables" id="crmz_r_StockBasedCompensationTables">   
        <link:definition>996000 - Disclosure - Stock-Based Compensation (Tables)</link:definition>    
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
<!-- [WMV6][XcpuxYn59dz7vgYynUDuwG7r97K2jUTysl7vcz0lJt9uqgO9qQHmt9BQ98lPQIywLpxcbgzsTi+eS+cJZRnWNhXST1j0kOqnuk66A06JQ3rtK2bvIMkN8/U0siDtSKuO/PqbdxYy+dxDiSINYNiHtxXBS8jIP54B5cZshWNdEMQOvG0sBn8Wuvxn1WJgeyQLtN+KbUeGnccaMV+L958QVjAgEcOcvYSgdp0PwJlLu1rQxuhVj+lQE5lEAqmMuksCXPfb3R+fAgd43eILTr8+MNDgaKcSdZUQiAoda4MJZ7icV+DDgsxUB+7NzKvfrgfh] CSR--> 
      <link:roleType roleURI="http://crmz.com/role/FairValueMeasurementsTables" id="crmz_r_FairValueMeasurementsTables"> 
        <link:definition>996001 - Disclosure - Fair Value Measurements (Tables)</link:definition>   
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/MarketableSecuritiesTables" id="crmz_r_MarketableSecuritiesTables">    
        <link:definition>996002 - Disclosure - Marketable Securities (Tables)</link:definition> 
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/NetIncomeperShareTables" id="crmz_r_NetIncomeperShareTables">   
        <link:definition>996003 - Disclosure - Net Income per Share (Tables)</link:definition>     
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/SegmentReportingTables" id="crmz_r_SegmentReportingTables"> 
        <link:definition>996004 - Disclosure - Segment Reporting (Tables)</link:definition>  
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/StockbasedCompensationExpenseforStockOptionsTable" id="crmz_r_StockbasedCompensationExpenseforStockOptionsTable">     
        <link:definition>996005 - Disclosure - Stock-Based Compensation - Stock-based Compensation Expense for Stock Options (Details)</link:definition>   
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/CashandCashEquivalentsandMarketableSecuritiesMeasuredatFairValueonRecurringBasisTable" id="crmz_r_CashandCashEquivalentsandMarketableSecuritiesMeasuredatFairValueonRecurringBasisTable">  
        <link:definition>996006 - Disclosure - Fair Value Measurements - Cash and Cash Equivalents and Marketable Securities Measured at Fair Value on Recurring Basis (Details)</link:definition>     
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/MarketableSecuritiesDetails" id="crmz_r_MarketableSecuritiesDetails"> 
        <link:definition>996007 - Disclosure - Marketable Securities (Details)</link:definition>  
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/CostandFairValueofMarketableSecuritiesTable" id="crmz_r_CostandFairValueofMarketableSecuritiesTable">   
        <link:definition>996008 - Disclosure - Marketable Securities - Cost and Fair Value of Marketable Securities (Details)</link:definition>    
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/MaturitiesofMarketableSecuritiesTable" id="crmz_r_MaturitiesofMarketableSecuritiesTable"> 
        <link:definition>996009 - Disclosure - Marketable Securities - Maturities of Marketable Securities (Details)</link:definition>     
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/NetIncomeperShareDetails" id="crmz_r_NetIncomeperShareDetails">     
        <link:definition>996010 - Disclosure - Net Income per Share (Details)</link:definition> 
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/NetIncomeperShareTable" id="crmz_r_NetIncomeperShareTable"> 
        <link:definition>996011 - Disclosure - Net Income per Share - Net Income per Share (Details)</link:definition>    
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/SegmentReportingDetails" id="crmz_r_SegmentReportingDetails">   
        <link:definition>996012 - Disclosure - Segment Reporting (Details)</link:definition>   
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/SegmentFinancialInformationofReportableSegmentsTable" id="crmz_r_SegmentFinancialInformationofReportableSegmentsTable"> 
        <link:definition>996013 - Disclosure - Segment Reporting - Segment Financial Information of Reportable Segments (Details)</link:definition>   
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
      <link:roleType roleURI="http://crmz.com/role/DocumentAndEntityInformation" id="DocumentAndEntityInformation"> 
        <link:definition>000 - Document - Document And Entity Information</link:definition>  
        <link:usedOn>link:presentationLink</link:usedOn>  
        <link:usedOn>link:definitionLink</link:usedOn>     
        <link:usedOn>link:calculationLink</link:usedOn> 
      </link:roleType>   
    </xs:appinfo>   
  </xs:annotation>    
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>  
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>  
  <xs:import namespace="http://fasb.org/us-types/2024" schemaLocation="https://xbrl.fasb.org/us-gaap/2024/elts/us-types-2024.xsd"/>  
  <xs:import namespace="http://www.xbrl.org/dtr/type/2022-03-31" schemaLocation="https://www.xbrl.org/dtr/type/2022-03-31/types.xsd"/>     
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>   
  <xs:import namespace="http://fasb.org/srt-types/2024" schemaLocation="https://xbrl.fasb.org/srt/2024/elts/srt-types-2024.xsd"/>     
  <xs:import namespace="http://xbrl.sec.gov/sic/2024" schemaLocation="https://xbrl.sec.gov/sic/2024/sic-2024.xsd"/> 
  <xs:element name="StockBasedCompensationExpenseForStockOptionsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="crmz_StockBasedCompensationExpenseForStockOptionsAbstract"/>   
  <xs:element name="CashAndCashEquivalentsAndMarketableSecuritiesMeasuredAtFairValueOnRecurringBasisAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="crmz_CashAndCashEquivalentsAndMarketableSecuritiesMeasuredAtFairValueOnRecurringBasisAbstract"/>     
  <xs:element name="CostAndFairValueOfMarketableSecuritiesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="crmz_CostAndFairValueOfMarketableSecuritiesAbstract"/> 
  <xs:element name="MaturitiesOfMarketableSecuritiesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="crmz_MaturitiesOfMarketableSecuritiesAbstract"/>    
  <xs:element name="LessAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="crmz_LessAbstract"/>   
  <xs:element name="FairValueMeasurementsCashandCashEquivalentsandMarketableSecuritiesMeasuredatFairValueonRecurringBasisDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="crmz_FairValueMeasurementsCashandCashEquivalentsandMarketableSecuritiesMeasuredatFairValueonRecurringBasisDetailsTable"/>     
  <xs:element name="HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughTwoYearsNetCarryingAmount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="crmz_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughTwoYearsNetCarryingAmount"/>    
  <xs:element name="OperatingCostsAndExpensesEmployeeExpenses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="crmz_OperatingCostsAndExpensesEmployeeExpenses"/> 
  <xs:element name="DataFeedExpense" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="crmz_DataFeedExpense"/>    
  <xs:element name="OperatingCostsAndExpensesOtherDataAndProductCosts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="crmz_OperatingCostsAndExpensesOtherDataAndProductCosts"/>  
  <xs:element name="OtherThanTemporaryImpairmentLossDebtSecuritiesHeldToMaturityBeforeTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="crmz_OtherThanTemporaryImpairmentLossDebtSecuritiesHeldToMaturityBeforeTax"/>  
  <xs:element name="NetIncomeperShareDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="crmz_NetIncomeperShareDetailsTable"/>  
  <xs:element name="OtherSignificantSegmentItemsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="crmz_OtherSignificantSegmentItemsAbstract"/> 
  <xs:element name="DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="crmz_DocumentAndEntityInformationAbstract"/> 
</xs:schema>   
